Grow membership by earning trust through Latino outreach

By on December 17, 2020

first_imgThe bank and credit union communities are beginning to adapt and engage with the Hispanic market and tackle the underlying issues to help Latinos successfully navigate their finances, developing unique products and services that actually help Latinos adapt to American financial culture. Credit unions have partnered with community organizations working toward assisting undocumented immigrants with their best interests in mind. A handful of credit unions have gone above and beyond to rewrite internal policies and procedures to remove roadblocks and genuinely engage with the Hispanic market.The benefits of working with the Latino community are numerous. According to the United States Census Bureau, the number of Hispanics in the United States will grow from 63 Million in 2020 to 88 Million by 2040. As one of the largest and fastest-growing minorities in the United States, authentic outreach is critical to serving them.  Uncovering better ways to serve them and their community builds strong relationships and cultivates the trust needed. The Latino population also tends to be younger than the general US population, providing credit unions a lifetime of service opportunities.As the United States continues to be ravaged by the financial fallout of the coronavirus pandemic, many immigrant families have lost their jobs, are falling behind on their loan payments, and need someone to turn to for guidance and help. The government is not able to help immigrants who don’t have Social Security, so these families won’t receive a stimulus check. Additionally, their primary financial institutions won’t lend to them if they can’t prove stable income. This is where credit unions can shine, be the helping hand for individuals, engage with the Hispanic community and build strong relationships and trust by providing solutions that that suit their specific needs.By engaging with this huge market, credit unions’ long-term goals of growing membership and loans can be fulfilled as Latinos find the solutions to their financial problems in financial cooperatives that will help them conquer the American dream. According to Forbes, the purchasing power of Hispanics in the US is almost $1.7 trillion, and Latinos are well known for their loyalty to brands, especially if the brand is committed to helping their community and families. Supporting local Catholic churches or charities, community centers or soccer-plexes with volunteers and money are just a few ways credit unions can make inroads with Latino households.Family is of utmost importance to Hispanics, and they take recommendations from friends and family very seriously. By reaching one individual, credit unions have a great likelihood of growing the family relationship exponentially. For example, helping one family member with opening a checking account and applying for an auto loan, while providing service with empathy to their needs can build a snowball effect – particularly during times of crisis – of family members opening new memberships and applying for accounts and loans.It’s easy to just do the right thing, be honest and genuine, but analyzing the needs and finding and allotting resources for the appropriate solutions to their financial concerns is hard; that’s why other financial institutions are not doing it. But the long-term dividends of building trust are immeasurable, including members and loan growth. A well-written strategic plan that directs the packaging of the right products and services, collaborating community partners, and then creating engaging messaging that is inclusive will go a long way toward building trust in the community.Many organizations think about the first generation of immigrants when considering service to the community, but it’s important to keep second generation immigrants in mind, too. Many are bilingual and families are investing in their educational futures to ensure their children have the opportunity for a better life. In addition, multiple generations often live together in the Latino culture, so credit unions can also reach the grandparents, effectively capturing borrowers and savers all at the same time. Multigenerational relationships will help further the credit union as the family and community’s trusted financial advisers.The benefits of serving the Hispanic community abound and can create unprecedented opportunities for credit unions willing to do the legwork to grow into this market’s primary financial institution. 3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Christian Cuzme For more than a decade, Christian Cuzme has worked in the insurance and finance industries focused on marketing to the Hispanic/Latino community. At Your Marketing Co. he specializes in … Web: https://yourmarketing.co Detailslast_img read more

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Why I live … At home with ironman Matt Bevilacqua

By on September 28, 2020

first_imgAfter finishing ninth in his debut series, Bevilacqua moved up to seventh in the 2014/15 Nutri-Grain Ironman Series. In the 2015/16 series, Bevilacqua won his first Ironman race and finished the series in third place overall. Former tennis champ backs retirement village plans At home with Rosanna Natoli The Block judge’s home design plan for all Something more extravagant than on Hedges Ave Gold Coast? Probably a beautiful place on the cliffs of Diamond Head on Oahu, Hawaii. The privacy and seclusion of Broadbeach Waters being a non-thoroughfare suburb. This makes such a close proximity suburb still so quiet and family friendly. In 2018, after five years competing in the series Bevilacqua took out first place in the 2017/2018 Nutri-Grain Ironman series.Today, he opts for a life at Broadbeach Waters on the Gold Coast. 3. What would you change about your home? To be honest the house is pretty amazing however the yard could be landscaped, as well as the removal of some out of control bamboo. I love open plan living and a large outdoor entertaining area for friends and family. Australian ironman champion Matt Bevilacqua back home in Tasmania with partner Australian ironwoman champion Brielle Cooper. Picture: NIKKI DAVIS-JONESMore from newsParks and wildlife the new lust-haves post coronavirus15 hours agoNoosa’s best beachfront penthouse is about to hit the market15 hours ago 1. Where do you live and why? RELATED: Broadbeach Waters. It’s so central on the Gold Coast being close to Broadbeach and Surfers Paradise but a nice, quiet and private suburb. While only being a two-minute drive to the beach and Kurrawa Surf Club. 5. If money was no option, what would be your fantasy home and where? >>FOLLOW EMILY BLACK ON FACEBOOK<< 2. What do you love about your home? 4. What is the best thing about your suburb? Matt Bevilacqua with partner Brielle Cooper. Photo Lachie MillardAUSTRALIAN ironman Matt Bevilacqua was the first Tasmanian-born person to quality for the Nutri-Grain Ironman series. Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 0:51Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:51 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD576p576p432p432p270p270pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenStarting your hunt for a dream home00:51 MORE: The biggest lesson I’ve learnt is to keep an open mind and to be aware of unique areas of growth, to see opportunities where others don’t. 6. What was the biggest property lesson you learned?last_img read more

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Manapla crash kills 4, injures 2

By on September 25, 2020

first_imgThe vehicle then dragged Labrador beforeit fell into a ditch and hit a gate of a nearby house. BACOLOD City – Four persons were killedand two others were injured after a car crashed against a motorcycle inBarangay Tortosa, Manapla, Negros Occidental. The municipal police stationofficer-in-charge Jaynick Bermudez identified the fatalities as Delina Abara,56; Angeles Salmorin, 80; Dolores Granada, 83 of Isabela, Negros Occidental and15-year-old resident Jeljuride Labrador. The 77-year-old Rolinda Barte and39-year-old Anabelle Estil, meanwhile, sustained injuries on the body. A rescuer tries to assist the victims of the road accident in Barangay Tortosa, Manapla, Negros Occidental on Feb. 21. MANAPLA MUNICIPAL POLICE STATION All of the victims were rushed to ahospital where the attending physician declared the four of them as “dead onarrival.” According to police investigators, thecar driven by 38-year-old Frolian Samillano allegedly hit Labrador who wassitting on his motorcycle along the road while attending a wake around 2:45a.m. on Feb. 21. Samillano was detained in the lockupfacility of the Manapla Municipal Police Station. Investigations were ongoingas of this writing./PNlast_img read more

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Zawraq swerves Derrinstown

By on September 20, 2020

first_img Regular rider Pat Smullen is also suspended. Angus Gold, the owner’s racing manager, said: “He’s not going to run this weekend. “He missed a bit of work last week and while I saw him this morning and he worked very well, Pat Smullen said that he didn’t really feel in love with the soft ground when he won the other day. “There is water everywhere around the Curragh at the moment and while it should be dry tomorrow, there is more rain forecast and the ground is already heavy at Leopardstown. “Having missed a piece of work and then running on bad ground, he may subject himself to a harder race than ideal just three weeks before the Derby. “He’s still in the Irish Guineas, which is an option, but we could just decide to take him for a bit of work somewhere 10 days beforehand and then a decision will be made if Epsom is the direction we go in. “We don’t want to risk leaving his season behind this weekend, he has a long year ahead of him, hopefully, and we want him bouncing into his races. “If we give him time, I’m sure that will happen.” The Dermot Weld-trained colt is as low as 6-1 for the Investec Derby on June 6 and was expected to put the finishing touches to his preparation this weekend. However, a combination of likely heavy ground at Leopardstown and the fact the Sheikh Hamdan Al Maktoum-owned three-year-old missed a piece of work last week means connections have decided to give the noted trial a miss. Press Associationcenter_img Zawraq will not run in the Derrinstown Stud Derby Trial on Sunday.last_img read more

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BiH junior handball team will play against Serbia on 2 April

By on August 16, 2020

first_imgBiH junior handball team which will participate at the World Junior Tournament, hosted by BiH, will play an exhibition match in Visoko on 2 April at 7 p.m. against the team of Serbia, who’ll also participate at the tournament.BiH players will gather on 31 March and will train until 5 April.Manager of the team Zdenko Grbavac published the list of 18 players who’ll play for BiH team:Denis Serdarević (Fenix Tolouse), Josip Čavar (Redbergslids), Amer Novljanin (HC Midtjylland), Enes Skopljak (Bosna Visoko), Ivan Miličević (Čapljina), Andrija Bubalo (HSG Varel), Zulfić Muhamed (Bosna BHT), Josip Ereš (Izviđač), Petar Bubalo (HSG Varel), Elis Memić (Bosna BHT), Josip Perić (Bosna BHT), Said Ajkunić (Drott), Stefan Janković (Borac), Tarik Kasumović (HSV Götzenhain), Ivan Milas (Borac), Nemanja Bezbradica (Borac), Elmir Građan (Borac) and Damir Halilković (Bosna BHT).last_img read more

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