Q&A: John Kamara The director of Global Gaming Africa and Clarion’s ICE Africa ambassador gives his predictions on which markets and verticals are set for growth across Africa in the near futureiGaming Business: How did your new role as ICE Africa ambassador come about and what does it entail? John Kamara: Our company, Global Gaming Africa, works as a partner to Clarion in different markets. This is an ancillary ambassadorial role helping to give ICE Africa a face; we wanted to add more visibility to the event. It’s about promoting the message of ICE Africa and acting as an ambassador in terms of when the company is not present, answering questions relating to government, relating to different types of regulators, and also being able to use my influence in the local market to gather support for the event.Your firm helps companies looking to come into Africa. Which countries/territories do you think offer the most investment potential right now, and why? I think Mozambique is one. Nigeria traditionally has been a big one, and there has been a shift in Nigeria to a stage where companies can just purely be online and still make decent revenue unlike before when you always had to do retail.I think Tanzania is still a growing market. Uganda is an interesting market – I think it needs more investment but there is an undertone of good opportunity for growth there. The French-speaking countries such as Senegal are quite good markets right now for investment as they slowly try to break down the monopolies of the existing traditional gaming companies there.The traditional markets of Kenya and Ghana, they are good markets but they are growing at a flatter rate than these other new markets. Botswana is trying to licence itself now so within the next year there is also potentially a new growth market there. “Chinese businesses in some countries in Africa are bringing local hand-made slot machine products into local communities and many people are playing these things”We only hear about sub-Saharan countries when it comes to igaming in Africa. Are there investment opportunities in the rest of the continent worth pursuing or do the associated risks rule these out? In the North African countries there is a stigma about gaming, which makes it difficult for a lot of gaming companies to want to go there. I think Tunisia is one of the countries that is really trying to think about how it can legalise and make more opportunities for gaming companies. In the other countries there is a lot more risk around just being there.Which types of companies (operators, suppliers, payments, affiliates) should potential investors be looking at when it comes to establishing a sustainable entry and foothold in the region? I think the first thing to look at is sports betting because the growth of sports is huge. So they could look at finding small sports betting companies in the new markets that still have space for growth and doing M&A with those. I think there are also opportunities with some payment providers that are looking to diversify because they see gaming as a big opportunity.The affiliate market in Africa is still very young but I think there are opportunities to come to market with various media providers. Apart from South Africa, there are very few suppliers in the African market. Online casino is an area that companies should start looking at because I expect it to follow the same trend as online sports betting.Companies that only do casino I think are going to be the new trend in the market, which is going to be the new growth area. If I was an investor I would definitely look at that because there are not a lot of companies that really do that in the market. You would not find M&A there but you would find a market that would slowly adopt what you are doing and you could grow very fast.Sport had a natural in as it is very popular in Africa. But there aren’t as many land-based casinos in Africa as there are in other regions. Is that going to be a stumbling block? Casinos in Africa have traditionally been built for the affluent, which is why a lot of local people would never walk into a casino, whereas sports just lends itself to every possible person. But we are seeing trends where Chinese businesses in some countries in Africa are bringing local hand-made slot machine products into local communities and many people are playing these things.They are demystifying the idea that you have to be a certain type of person to play casino. Four or five years ago nobody really thought African countries would be able to become what they have today in terms of sports betting markets. When sports betting first started you only had one or two and if you’d introduced live betting four years ago you’d have just been looking at disaster. You had to bring players through a basic education process.It’s the same with casino. So you need to start with a basic online slot – you don’t have to hit them with all your products, you just need a very simple product that brings a game at the base level, the same way sports has done. After that people will naturally want more.What about lotteries, is there scope for expansion of this vertical? Once most countries really get behind their lottery proposition there is a huge opportunity. It is still a massively untapped market in a number of countries. With traditional lotteries in Europe, you go to a shop and you buy a lottery ticket – that is second nature that is the way the infrastructure has been set up. It is not this way in Africa because the infrastructure that has been set up is different.One of the reasons why lotteries haven’t been very successful yet is because people don’t trust them, whereas with sports they know that when Man Utd play Arsenal the operator can’t control what is going to happen. Basically, they have got visibility. People don’t really buy into rollovers. You’ve seen companies that have comeinto the market with big jackpots and people don’t believe in that. They think, ‘When somebody wins I amsure it is your brother.’ More needs to be done in terms of building trust.Is there anything investors should be wary of when presented with potential opportunities in African countries? The first thing they need to do is look at the market and look at the real value of the opportunity they’ve been presented with because even a lot of South African companies still don’t understand how to evaluate the real value of something.You need clear due diligence and what I mean by that is not just getting KPMG to look at it, but getting people who understand the local market, who understand what the value of a player on a platform is and things like that. What you do find in the sports betting market is that a lot of these African companies, the biggest problem they have is product and investment.They don’t control their products so it is hard for them to be nimble and flexible and in a new market like this, one of the key things that drives growth is flexibility. You find the companies that are really successful in this market are the ones that have a lot of funding and either control their product or have their software provider as a co-owner in their business.This article originally appeared as part of the Africa Focus in iGaming Business September/October 112. The focus ties up with ICE Africa, which takes place between 24 October 2018 and 25 October 2018 in Johannesburg, South Africa Casino & games Subscribe to the iGaming newsletter Regions: Africa 12th September 2018 | By Hannah Gannage-Stewart Topics: Casino & games Sports betting Strategy Clarion’s ICE Africa ambassador gives his predictions on which markets and verticals are set for growth across Africa in the near future Tags: Mobile Online Gambling AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Email Address
First Quantum Minerals (FQMZ.zm) listed on the Lusaka Securities Exchange under the Mining sector has released it’s 2010 abridged results.For more information about First Quantum Minerals (FQMZ.zm) reports, abridged reports, interim earnings results and earnings presentations, visit the First Quantum Minerals (FQMZ.zm) company page on AfricanFinancials.Document: First Quantum Minerals (FQMZ.zm) 2010 abridged results.Company ProfileFirst Quantum Minerals Limited is an international holding company overseeing the extraction of copper, nickel, gold, zinc and acid through mining operations in Zambia, Australia, Finland, Turkey, Spain and Mauritania. The mining corporation operates six mines: Kansanshi copper-gold mine, Guelb Moghrein copper-gold mine, Las Cruces copper mine, Pyhasalmi copper-zinc mine, Ravensthorpe nickel-cobalt mine and Cayeli copper-zinc mine. Its subsidiary divisions have interests in evaluating and acquiring mineral properties, regulatory reporting, treasury and finance, corporate administration, and a metal marketing division. Copper is the main commodity mined by First Quantum Minerals in Zambia, and gold is a by-product commodity. First Quantum Minerals Limited is listed on the Lusaka Stock Exchange
Les Gaz Industriels Limitée (GIL.mu) listed on the Stock Exchange of Mauritius under the Chemicals sector has released it’s 2019 interim results for the third quarter.For more information about Les Gaz Industriels Limitée (GIL.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the Les Gaz Industriels Limitée (GIL.mu) company page on AfricanFinancials.Document: Les Gaz Industriels Limitée (GIL.mu) 2019 interim results for the third quarter.Company ProfileLes Gaz Industriels Limitée is based in Bell Village, Mauritius, and engages in the manufacturing, distribution and sale of industrial gases such as liquid and gaseous nitrogen in bulk, cylinders and welding electrodes in Mauritius and internationally. The company’s production line also include medical gases that are primarily used for medical purposes such as hospitals and clinics, these gases include oxygen, air, entonox, and nitrous oxide gases. In addition, Les Gaz Industriels Limitée offers industrial gas equipment comprising of regulators, cutting torches, flashback arrestors, and a selection of accessories and options in medical gas equipment, as well as welding and cutting services. Les Gaz Industriels Limitée is listed on the Stock Exchange of Mauritius.
ArchDaily Projects “COPY” “COPY” Oikos a – Villa Patio / MOST Monti Studio CopyAbout this officeMOST Monti StudioOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesDakarOn FacebookSenegalPublished on October 18, 2020Cite: “Oikos a – Villa Patio / MOST Monti Studio” 17 Oct 2020. ArchDaily. Accessed 10 Jun 2021.
Advertisement About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Three community foundations have raised large sums of money in very short time. Sir John Weston, President of Community Foundation Network, praised the organisations for achieving record growth.Read UK Fundraising’s report. Howard Lake | 11 July 2000 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis 16 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Community foundations’ fundraising success
Lindsay Boswell, Chief Executive of the Institute of Fundraising, said: “Payroll Giving raises £84 million for charities for each year, yet only 2-3% of the population give to charity in this way. It is therefore essential for charities to promote Payroll Giving in 2007as a means of maximising their income.”CAF runs the Give As You Earn scheme and was the first agency to receive approval when Payroll Giving was launched. More than 75% of the money being received by charities from Payroll Giving is distributed by CAF.To set up a Payroll Giving scheme, employers simply have to sign-up with a Payroll Giving Agency who will transmit the donations on their behalf. Any organisation that signs up to Payroll Giving will receive a Quality Mark certificate that recognises and rewards organisations for making Payroll Giving available to their staff. The Quality Mark comprises a certificate and a logo, as well as Bronze, Silver and Gold Awards. Payroll giving is 20 years old this year Payroll Giving, the tax-efficient method of giving to charity from your salary, was introduced in 1987 in the UK. This year the Institute of Fundraising is urging employers and employees to increase income to charities by signing up to this still under-utilised opportunity to give.In the first full year of Payroll Giving (1987/1988) £1,034,695 was raised for charities. By 2005/2006 £84,740,956 was received and distributed by the Payroll Giving Agencies to charities from employees donating from their pre-tax pay. The number of employees giving through Payroll Giving has increased from 60,629 in 1987/1988 to over 600,000 in 2005/2006. Advertisement About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. 16 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Research / statistics Howard Lake | 6 February 2007 | News
RSF_en Receive email alerts to go further Central African RepublicAfrica News December 13, 2019 Find out more Organisation Sub-Lieutenant Dogo, reputed to be close to President François Bozizé since he assumed power, is notorious amongst the residents of Bangui for his cruelty. He was stripped of his rank and returned to civilian life on 21 September 2005 for “indiscipline and dishonour in the army and abuse of authority”, after the bodies of two soldiers who had been arrested by his men a few days earlier, were discovered. Following this incident, the head of state reminded the armed forces to act with “humanism” and “respect for human rights.” News Help by sharing this information After the 4 January 2006 publication of an article entitled “Year 2006 Starts in Pain and Tears” in “The Citoyen”, the daily’s director Maka Gbossokoto received a phone call at 6:15 p.m. (local time) from sub-lieutenant Jean-Célestin Dogo, an ex-“Liberator” (the name given to those who assisted in the 2003 rebellion that brought François Bozizé to power). The soldier, recently ousted from the military, expressed his anger at a recent report in “The Citoyen” about the fatal settling of a 3 January dispute in a northern district of Bangui that degenerated into confrontations between police and citizens. He insulted the journalist, who is also an RSF correspondent and president of the Central African Journalists Union (UJCA) and ended the conversation in saying, “We will meet and see.” Follow the news on Central African Republic News Reporters without Borders has condemned threats made against Maka Gbossokoto, the director of the private daily newspaper “Le Citoyen” (“The Citizen”), by a presidential guard sub-lieutenant who was recently dismissed from the army and is known for his brutality. RSF decries arbitrary blocking of two CAR news websites Central African RepublicAfrica January 9, 2006 – Updated on January 20, 2016 Ex-presidential guard member threatens RSF correspondent Six years on, same unanswered questions about French journalist’s death in CAR News April 6, 2021 Find out more CAR policeman who shot reporter must be punished, RSF says May 13, 2020 Find out more
News RSF_en Coronavirus “information heroes” – journalism that saves lives Raúl Rodríguez, deputy heads of news on Radio Sucre, was apparently murdered for personal reasons and not in connection with his work, prosecutor in charge of the investigation, Antonio Galiardo, told Agence France-Presse on 27 June. He said the journalist’s mistress, Luz Rivera, was believed to have paid a hit-man 4,500 dollars to kill him. The hired killer was reportedly Johnny Jimmy Medina, arrested on 26 June. He was found to have a bullet wound that appeared to confirm his involvement in the exchange of fire in which Rodriguez died on 23 June, close to Luz Rivera’s home. A total of seven people have so far been arrested and charged in connection with the investigation.______________________________24.06.08 – Radio journalist, target of two previous attacks, gunned down in GuayaquilReporters Without Borders hopes that yesterday’s murder of Radio Sucre deputy news director Raúl Rodríguez in the western city of Guayaquil will be quickly solved. The motive has yet to be established but Rodríguez, 64, had been the target of attacks in the past.“Rodríguez carried a gun because he was getting threats and had been attacked twice,” the press freedom organisation said. “He had just a few friends, partly because he had criticised corruption so much on the air. The investigation should take all this into account, even if the evidence gathered so far does not establish that his murder was linked to his work as a journalist.”The attack took place at about 7:20 a.m. yesterday as Rodríguez returned to his home in the northern district of Guayacanes after presenting his early morning programme “Good Morning Ecuador” on Radio Sucre. He was getting out of his jeep when he was attacked by two gunmen wearing hats. One of them – who was accompanied by a woman, according to some accounts – shot him in the back. The other emerged from behind a corner and shot him head on. Rodríguez tried to take cover behind a parked car and, although wounded, pulled out his own gun in order to return fire. Police believe a total of 13 shots were fired.According the daily El Universo, the assailants fled in a Lada taxi with the licence number GNZ-119. Hit in the neck, thorax and left leg, Rodríguez died as a result of injuries in a nearby hospital to which he was rushed by a relative he had been about to visit. After 20 years presenting radio HCJB2, an evangelical radio station he founded, Rodríguez joined Radio Sucre in 1984 and became its deputy news director. He hosted three programmes – “Good Morning Ecuador,” “News Reports” and a Saturday new programme. His family said he was often outspoken on the air in his condemnation of alleged local government corruption and his criticism of the national government. A social conservative, he also criticised homosexuality and abortion.His family said he occasionally received telephone threats and shots were fired at the facade of his house in 2005. The following year, six men tried to kill him as he was parking his car. June 30, 2008 – Updated on January 20, 2016 Journalist on Guayaquil radio was killed for personal reasons April 10, 2020 Find out more News Organisation Reporters Without Borders hopes for quick progress in the investigation into yesterday’s murder of Radio Sucre deputy news director Raúl Rodríguez in the neighbourhood where he lived in Guayaquil. The motive has yet to be established but he was outspoken on the air and had been the target of attacks in the past. News Coronavirus: State measures must not allow surveillance of journalists and their sources Receive email alerts Help by sharing this information EcuadorAmericas EcuadorAmericas to go further June 15, 2020 Find out more December 24, 2019 Find out more News Two months before Assange’s extradition hearing, RSF calls for his release on humanitarian grounds and for US Espionage Act charges to be dropped Follow the news on Ecuador
January 19, 2018 5,896 Views Print This Post Sign up for DS News Daily in Featured, Government, News Is Rise in Forbearance Volume Cause for Concern? 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Similarly, mortgage firms won’t be able to process loans if the IRS is not available to verify borrowers’ tax returns, effectively creating a backlog when the government eventually re-opensIf the shutdown lasts longer than anticipated, we might see bankers and lenders looking at lowering mortgage rates to attract more business to avoid slowing down the industry. Applications bankers Borrowers Federal Budget FHA Government HOUSING industry Lenders loans mortgage Shutdown VA 2018-01-19 Staff Writer The Best Markets For Residential Property Investors 2 days ago Previous: Bank of America Posts Solid Results for Q4 2017 Next: Total FHFA Prevention Actions Edge Close to 4 Million All eyes were trained on Capitol Hill, Friday night as the Senate voted on a legislation to keep the government open past midnight as a house bill to fund the government until February 16 faced a block from the Democrats. The bill failed to get the votes on the Senate floor as the clock rolled past midnight.At the heart of the matter is the demand by Democrats as well as some Republicans to include protections for young immigrants brought to the country illegally as children, in any further funding of the government.“In the past decade, government involvement in the housing industry has precipitously increased, hastening an even greater dependence on the federal institutions that would be affected by a potential government shutdown,” said Five Star Institute President and CEO Ed Delgado. “I call on all congressional stakeholders to stop using the needs of American homeowners as leverage for achieving their policy goals.”If the government doesn’t find a resolution today, the shutdown is likely to affect the industry in three major ways:FHA and VA mortgage loan originations could be impacted by the shutdown due to government workers not being in office. Subscribe How Will a Government Shutdown Affect the Mortgage Industry? Loan applications will be held up if lenders can’t obtain verification of social security numbers Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: Applications bankers Borrowers Federal Budget FHA Government HOUSING industry Lenders loans mortgage Shutdown VA The Week Ahead: Nearing the Forbearance Exit 2 days ago Home / Featured / How Will a Government Shutdown Affect the Mortgage Industry? Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago
Gene Townsend & Scott Stark via Rails-to-Trails Conservatory(WASHINGTON) — Outdoor enthusiasts rejoice. An ambitious, historic new plan will one day allow you to run, bike or even rollerblade coast-to-coast.Rails to Trails Conservancy (RTC) unveiled its 3,700-mile off-road trail this week. When fully completed, the “Great American Rail Trail” will become the nation’s first cross-country multi-use trail.The trail will travel from Washington D.C. through 12 states: Maryland, Pennsylvania, West Virginia, Ohio, Indiana, Illinois, Iowa, Nebraska, Wyoming, Montana, Idaho and Washington.RTC settled on the entirely bikeable and walkable route after a 12-month analysis of more than 34,000 miles of existing multi-use trails.More than half of the trail — 1,900 miles — is already complete, with much of it consisting of old railroad track.RTC president Ryan Chao told ABC News that “the route consists of 125 truly beautiful existing trails. Some of the most iconic rail trails in our country.”New segments are expected to be finished every year and, when complete, the trail will serve an estimated 50 million Americans.“We believe that trails connect people with the outdoors, each other and our communities in very powerful ways,” Chao said.RTC wants 90 percent of the trail to be located away from roads — and therefore cars — with the eventual goal of 100 percent.Right now, RTC says it may take decades to fully complete the trail, but that could change.The beginning of the route is the only fully complete section. The nearly 208-mile stretch starts on the steps of the United States capitol in Washington D.C. and heads through Maryland.For a map of the rest of trail, and more information click on the above video.Copyright © 2019, ABC Radio. All rights reserved.